Huquqiy maslahat - bepul,tezkor, hammaga!
Yangi turmush qurgan yoshlarga o‘z xonadonida qo‘shimcha uy-joy qurish uchun garovsiz kredit ajratiladi
- 4094 marta o'qildi
“Temir daftar” va “Ayollar daftari”ga kiritilgan oilalarning farzandlari hamda “Yoshlar daftari”ga kiritilgan yangi turmush qurgan yoshlarning yakka tartibdagi xonadonida qo‘shimcha uy-joy qurish uchun 33 million so‘mgacha garovsiz kredit ajratish tartibi belgilangan.
Kredit quyidagi shartlar asosida ajratiladi:
- bozor stavkasida mijoz xohishiga ko‘ra 6 oy imtiyozli davr bilan;
- 20 yildan ko‘p bo‘lmagan muddatga;
- boshlang‘ich badali yakka tartibdagi xonadonda qo‘shimcha qurilayotgan uy-joy qiymatining 15 foizidan kam bo‘lmagan miqdorda.
- bir qarz oluvchiga beriladigan kreditlar 33 million so‘mdan oshmaydigan miqdorda beriladi.
Shuningdek, qarz oluvchi quyidagi muvofiqlik mezonlariga mos bo‘lishi lozim, jumladan:
- kredit olish uchun murojaat qilgan kunida 18 yoshga to‘lgan va 30 yoshdan oshmagan bo‘lishi;
- “Temir daftar” va “Ayollar daftari”ga kiritilgan oilalarning farzandlari hamda “Yoshlar daftari”ga kiritilgan yoshlarning yangi turmush qurganlari (nikohi qayd etilganiga 3 yildan oshmagan bo‘lishi lozim);
- daromad manbalariga, shaxsiy yordamchi yoki dehqon xo‘jaligidan yoxud yakka tartibdagi tadbirkorlik faoliyatidan doimiy daromadga ega bo‘lishi.
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O‘zbekiston Respublikasi Vazirlar Mahkamasining 12.10.2021-yildagi 637-sonli qarori.
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