Huquqiy maslahat - bepul,tezkor, hammaga!
Qarz shartnomasi tushunchasi
- 3380 marta o'qildi
Qarz shartnomasiga ko‘ra, bir taraf — qarz beruvchi — ikkinchi tarafga, ya’ni qarz oluvchiga pul yoki turga xos alomatlari bilan belgilanadigan ashyolarni mulk qilib beradi. Qarz oluvchi esa olgan pul summasini yoki olgan ashyolari bilan bir xil tur, sifat va miqdordagi ashyolarni qaytarish majburiyatini oladi.
Qarz shartnomasi pul yoki ashyolar qarz oluvchiga topshirilgan paytdan boshlab tuzilgan hisoblanadi. Shu sababli faqat «qarz beraman» degan va’da bilan pul amalda berilganini tasdiqlash bir xil holat emas. Nizo kelib chiqsa, pul qachon, kimga va qancha miqdorda berilgani muhim ahamiyat kasb etadi.
Shartnomada qarz summasi, topshirish va qaytarish tartibi, muddati hamda foiz to‘lash nazarda tutilsa, uning miqdori va to‘lash vaqti aniq yozilishi maqsadga muvofiq. Pul bank orqali o‘tkazilsa, to‘lov maqsadida uning qarz ekanini ko‘rsatish; naqd berilsa, qarz oluvchidan tilxat olish keyinchalik kelishuv shartlarini isbotlashga yordam beradi.
Huquqiy asos: O‘zbekiston Respublikasi Fuqarolik kodeksi, 732–734-moddalar.
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