Avtokredit, odatda, birlamchi bozordan engil avtomobilni rasmiy dilerdan sotib olish uchun banklar tomonidan beriladi.
Garov ta’minoti quyidagilar bo‘lishi mumkin
- mulk garovi (ko‘p hollarda sotib olinayotgan avtomobil garov sifatida qabul qilinadi);
- yuridik shaxsning kafolati;
- asosiy ish joyida barqaror daromadga ega bo‘lgan 2 jismoniy shaxsning kafolati;
- sug‘urta polisi yoki sug‘urta kompaniyasining kafolati.
Avtokredit olishga buyurtma berish uchun talab qilinadigan hujjatlar
- avtosalon bilan tuzilgan shartnoma;
- pasport va uning nusxasi;
- barcha oila a’zolarini ko‘rsatgan holda yashash joyidan olingan ma’lumotnoma;
- oxirgi 12 oy mobaynidagi daromadlari haqidagi ish joyidan olingan ma’lumotnoma;
- kreditning qaytarilishini ta’minlovchi hujjatlar: (kafolatlar, garov shartnomasi va boshqalar).
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